Buy what you want and pay at your own pace.
An easy, fast and safe way to purchase at IKEA.
Choose in how many instalments you want to pay and obtain an evaluation in just 15 minutes.
CREDIYA is a financing offer made by Santander Consumer Finance S.A.
This is how it works:
- Make the initial payment of the 10% of the total amount with your card.
- Finance your purchase at 3, 6, 10, 12, 18, or 24 months with a 0% APR*.
- You will get the monthly charges in your card the same day of the monh in which you made your purchase.
Select Finance with Crediya and choose your instalments
In the section Payment method, choose Crediya Financing. The calculator will open, where you will be able to choose the first payments and your monthly instalments.
Identify comfortably with your ID
To guarantee the safety of the operation, attach a photo of your ID from both sides.
Fill this data and attach your last payroll
Fill this brief form with your data and attach proof of your income.
Make the advanced payment with a credit or debit card
At the moment of the contract, you will need to deposit the 10% of the total amount with your credit or debit card.
Sign your contract and enjoy your purchase
You will get your contract in a PDF, sign it comfortably from your phone and start enjoying your purchase.
*Financing terms available from 3 to 14 months. Minimum amount to finance 60€. Maximum amount to finance 2.500€. Purchase example 1.200,00€. Cash price 1.200,00€ First payment 10%, 120€. Terms 12 months, 12 instalments of 90,00€ Fixed Borrowing Rate 0,00% APR 0,00%. Opening fee 0,00€. Interests subsidized by IKEA. Total Cost of the Credit 0,00€. Total Amount of the Credit and Total Amount Owed 10.090,00€. Total price in terms 1.200,00€. Being the day of the contract 01/07/2025 and the first payment the 01/08/2025. The first instalment can variate slightly due to the decimal rounding to two decimals to make it equal to the total amount deposited and the financed amount. French amortization system. Valid offer until the 31/12/2025. Financing offered, subject to study and approval by Santander Consumer Finance, S.A.