The best financing for your dreams!
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Made to meet your needs
Unique financing conditions
Finance without interests, APR 0% | Purchase in fees
You can pay your purchases at your own pace and with all the comfort and flexibility you need with the purchase modality in fees, and finance your purchases interests-free at IKEA, APR 0%.
Example of interests-free financing, APR 0%
3 months, interest-free
APR 0% 1
For purchases equal or higher than 120€ and up to a maximum of 6.000€
BRIMNES
129€
Dresser 4 drawer, white
1.
Financing example. Minimum amount to finance 120,00€. Maximum amount to finance 6.000,00€. Spot price 129,00€. 3 month term, 3 instalments of 43,00€. Fixed Customer Rate 0,00%, APR 0,00%. Total Credit Amount 129,00€, Total Credit Cost 0,00€, Total Amount Due 129,00€. Total price in instalments 129,00€. Being the day of contracting 01/09/2026 and first payment 01/10/2026. French amortization system. Offer valid from 01/01/2026 to 31/12/2026. Financing offered, subject to study and approval by Santander Consumer Finance, S.A. through the card IKEA Family Mastercard.
6 months, interest-free
APR 0% 2
For purchases equal or higher than 240€ and up to a maximum of 6.000€
SONGESAND
279€
Wardrobe 3 doors, white
2.
Financing example. Minimum amount to finance 240,00€. Maximum amount to finance 6.000,00€. Spot price 279,00€. 6 month term, 6 instalments of 46,50€. Fixed Customer Rate 0,00%, APR 0,00%. Total Credit Amount 279,00€, Total Credit Cost 0,00€, Total Amount Due 279,00€. Total price in instalments 279,00€. Being the day of contracting 01/09/2026 and first payment 01/10/2026. French amortization system. Offer valid from 01/01/2026 to 31/12/2026. Financing offered, subject to study and approval by Santander Consumer Finance, S.A. through the card IKEA Family Mastercard.
10 months, interest-free
APR 0% 3
For purchases equal or higher than 400€ and up to a maximum of 6.000€
EKTORP
429€
3-seat sofa
3.
Financing example. Minimum amount to finance 400,00€. Maximum amount to finance 6.000,00€. Spot price 429,00€. 10 month term, 10 instalments of 42,90€. Fixed Customer Rate 0,00%, APR 0,00%. Total Credit Amount 429,00€, Total Credit Cost 0,00€, Total Amount Due 429,00€. Total price in instalments 429,00€. Being the day of contracting 01/09/2026 and first payment 01/10/2026. French amortization system. Offer valid from 01/01/2026 to 31/12/2026. Financing offered, subject to study and approval by Santander Consumer Finance, S.A. through the card IKEA Family Mastercard.
12 months, interest-free
APR 0% 4
For purchases equal or higher than 600€, up to a maximum of 6.000€
TONSTAD / KRYLBO
853€
Table and 6 chairs
4.
Financing example. Minimum amount to finance 600,00€. Maximum amount to finance 6.000,00€. Spot price 853,00€. 12 month term, 1 instalment of 71,12€ and 11 of 71,08€. Fixed Customer Rate 0,00%, APR 0,00%. Total Credit Amount 853,00€, Total Credit Cost 0,00€, Total Amount Due 853,00€. Total price in instalments 853,00€.Being the day of contracting 01/09/2026 and first payment 01/10/2026. French amortization system. Offer valid from 01/01/2026 to 31/12/2026. Financing offered, subject to study and approval by Santander Consumer Finance, S.A. through the card IKEA Family Mastercard.
18 months, interest-free
APR 0% 5
For purchases equal or higher than 1.200€ and up to a maximum of 6.000€
METOD/VEDDINGE
2.328€
Kitchen
5.
Financing example. Minimum amount to finance 1.200,00€. Maximum amount to finance 6.000,00€. Spot price 2.328,00€. 18 month term, 1 instalment of 129,39€ and 17 instalments of 129,33€. Fixed Customer Rate 0,00%, APR 0,00%. Total Credit Amount 2.328,00€, Total Credit Cost 0,00€, Total Amount Due 2.328,00€. Total price in instalments 2.328,00€. Being the day of contracting 01/09/2026 and first payment 01/10/2026. French amortization system. Offer valid from 01/01/2026 to 31/12/2026. Financing offered, subject to study and approval by Santander Consumer Finance, S.A. through the card IKEA Family Mastercard.
24 months, interest-free
APR 0% 6
For purchases equal or higher than 2.400€ and up to a maximum of 6.000€
METOD / VOXTORP BLANCO BRILLO
4.790€
Kitchen
6.
Financing example. Minimum amount to finance 2.400,00€. Maximum amount to finance 6.000,00€. Spot price 4.790,00€. 24 month term, 1 instalment of 199,66€ and 23 instalments of 199,58€. Fixed Customer Rate 0,00%, APR 0,00%. Total Credit Amount 4.790,00€, Total Credit Cost 0,00€, Total Amount Due 4.790,00€. Total price in instalments 4.790,00€. Being the day of contracting 01/09/2026 and first payment 01/10/2026. French amortization system. Offer valid from 01/01/2026 to 31/12/2026. Financing offered, subject to study and approval by Santander Consumer Finance, S.A. through the card IKEA Family Mastercard.
IKEA Family Mastercard
Payment in instalments
Your immediate payment method and without paperwork
Choose this payment method in instalments immediately and without paperwork.
And you can already start enjoying your purchases!
A way of payment that suits your needs
With your IKEA Family card, all the flexibility you need.
Check your credit limit at 900 108 705.
More information
Check conditions
At the IKEA Family Department of your IKEA Store or call us at 928 925 233.
Cash money
Transfer money to your account
With your card IKEA Family Mastercard you have CASH MONEY* in just 48 hours, without explanations or paperwork.
Call 900 108 705 and request a transfer of the available in your IKEA Family Mastercard to your bank account, it's so easy!
*Terms and conditions defined in your IKEA Family Mastercard contract apply. Card issued by Santander Consumer Finance, S.A.
Cash money
Do yo need cash money?
With your card IKEA Family Mastercard you have CASH MONEY* available in the entire ATM network. If you don't have the PIN of your card yet, call now at 900 108 705 and request your PIN, it's so easy!
*Terms and conditions defined in your IKEA Family Mastercard contract apply. Card issued by Santander Consumer Finance, S.A.
We help you design your new kitchen
We know that buying a kitchen has its challenges. But don't worry, at IKEA we have a team of specialists that will help you, step by step, to plan, design and buy the kitchen of your dreams.
The appointement with the specialist is free and you can book it online via video call or in person at your IKEA store.