How is the financing process like at BBVA
 

1. We will ask you to fill in the necessary personal information for the application and, if applicable, the financing contract. You can enhance your experience by giving your consent to the merchant to communicate the provided data to BBVA, which will appear pre-filled in the shopping cart.
2. Have your ID/Residence permit ready, as we will need you to send us a photo from your device.
3. You will receive an instant decision. If your application is approved, you only need to provide us with your credit/debit card to set up the direct debit for your monthly installment and sign the contractual documentation.
4. Finally, you will be redirected back to IKEA to check the status of your order.

You can complete all the procedures at once, but if you don't have all the documents at hand, it's alright. BBVA will register your request, and you will have up to 48 hours to complete your financing application. Otherwise, your request will be canceled.